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One of the things I've learned from forum members is if there's anything I would like to get that isn't on sale, put it in the Wish List. I've missed out from not being able to get items I've wanted when WL sales happen. They don't happen often, but they can be a real savings when they do (not counting the ones that require an expensive buy-in). I'm hoping there'll be at least one good WL deal during the PA sale.
...my thinking it will not be thus weekend but the next which as I don't get my pension deposit until the next Monday means missing the start (which usually features artists like Stonemason). Props, environments, and architecture sets are about the only items I purchase these days (unless its a cool new G9 release by RawArt).
It has run through into mid-October, or even later October - sometimes the PC Anniversary has been mostly pushed into November.
Damn, you should have talked to someone already but better late than never
budget, now!
is there someone at your home that can help you get your affairs in order
most utilities will work out a payment plan down here in Australia, unfortunately I don't know about such stuff in the US, having stuff allocated in your banking account for direct debit can help and paying yourself a set amount of spending money
this hobby does have addiction qualities but if it's impacting your life to that extent, just stop spending a cent on it now!
there are enough free options you shouldn't have to
Yes, utilities in the US should work with him on a payment program. I know my electric does (National Grid).
I've been placed on and off some programs to get help with medical expenses, etc.
(Medical Assistance will pay for my new bifocal eyeglasses. The top will be for reading the computer screen. The bottom will be for reading books.)
But some of these programs just never do anything once I'm signed on. They collect money from the state or county government, but never actually do anything for me.
I've been crying for someone to help with managing the finances... It's been 3 years now,,, No luck.
I've paid up my electric bill.. made it current. Then I missed one payment and they're hounding me again.
In the meantime I'm using my bank to automatically send checks each month for a couple bills.
autopay from your bank account usualy works pretty well. In addition, some companies will give you a discount for doing so.
Sorry to hear. That certainly sorts out the priorities in life.
Hope it works out for you. All the best!
Ron, do you get a low income rate on your electric? Where I live you can send in proof that you get other kinds of assistance and they'll give you a discount rate. I don't know which states have a program like that, but mine does, so maybe yours does, too.
We have an Energy Assistance program.
However, no one on our office staff is able to help complete the forms.
I have Dyslexia, and also get crippling anxiety whenever I try to do the forms.
I had an appointment with my eye doctor today. She prescribed special "dual bifocals" which will help to read computer screens as well as books.
That will make the experience easier, physically, but the other problems will remain.
The PA sale pretty much runs right into the year end Holiday sale. That's just too much continuous buy tension for me, both from a pyschological perspective and economic perpective. Its mentally as well financially draining. So I'm trying to not buy anything else until the end of the PA sale and then I'll just go hogwild for the Holiday sale. The Content Catalog app has given me a lot of forgotten things to play with, that should hold me over for a few months.
again, being Australian,
I cannot advise you because most assistance is covered by Medicare or ither government programs down here,
I feel sad however and can address the other problem of DAZ addiction.
I found staying out of the subscription trap helps enormously.
Not being in DAZ+ or heaven help me (never going there) Premier, saves me considerably, never buying something new if I don't need it (and I never need it, just want it) or a new to get something else I want cheap.
This site, this forum, is geared towards trying to get you to spend money.
Those that do, also encourage you to as well to assuage any guilt if any they feel.
Like smokers trying to get you to take a puff.
Some PAs even gear their products towards it, had a fruitless discussion in another thread towards one releasing a big bundle designed to make people want to buy their entire back catalogue to use it.
It's honestly like drug pushing but legal because called marketing, capitalism, entrepreneurship, whatever.
Don't fall for it
I respect people need to earn a living and respect the skills of artists to make money
But not at the demise of your own ability to pay your bills
look after yourself first
...yeah, I remember that form,. We had it here as well. a long 4 page carbon form with spaces so small anyone with arthritis (like I have) had great trouble filling it out and making what was written, legible
Originally we had to go to a designated office of a local charity organisation, all of which of course were inconveniently located in far flung burbs (long ride on transit) and it was first come first serve so you had get there early and sit around waiting a good part of the day to be seen (no appointments). If you didn't get seen, it was often a wasted trip and you had to go back again.
A couple years ago they took to mailing the form with a return envelope, but you were left on your own when it came to figuring out what you needed to fill out an what to leave alone as it included no instructions.
With both of the above methods there was wait time of 40 days for learning if you were accepted and the amount of your award, so you were still liable for paying your bill until then. If you made a mistake you were sent a new form to fill out. Yeah, very bureaucratically cumbersome.
Last year they totally streamlined the process where the intake worker entered all your information on their computer, and all I had to do was show a copy of a bill, your income, your ID and sign it "electronically" (you also received a copy of the completed form via email for your records), The whole procedure took about 15 - 20 minutes at most. and you wer told what your award was on the whne the process was comleted, no long wait to know if you were accepted.and what your award was. You also got a copy of the form for your records which included the award amount.
The other nice part, the meeting was held in my neighbourhood and I only had to walk a block instead of spending an hour or more on transit There are three low income/senior apartment buildings (including mine) which are in a one block radius of each other here in the area just north of downtown and it was held at the one across the street from me.
I have to thank whoever was the "squeaky wheel" on the city council.