How make cloth collide with wearer and another object
I'm making a scene in which a character is putting his hand under another character's shirt. I really don't know why he's doing this.
Anyway, how can I make the shirt collide with both the wearer and the second character's hand? The end result should show a bump where the hand and forearm are.

Comments
Give both figures a dforce static surface. Set a dforce dynamic setting for the shirt and use a dformer. Simulate at current frame.
Or you can just use a shirt/top that has this morph. I think some of lilflame and OOT's products have what you need.
Third option: Hide all objects in your scene except the two you want to collide with.
Export those to obj.
Re-import the combined obj.
Hide it.
Save scene in case of crash.
Set item to collide with the combined hidden obj.
SickleYield, you're simply too brillant!!!
Thanks!
You're very welcome!