If you have DAZ figures and clothes you don’t even have to do that. Just select the object in the clothing’s tree and set the physics. Now how well it works depends on the complexity of the clothes. Hell, even poser dynamic clothes will work if you don’t mind polly pulling, Or you could do a cheep dirty rig on the poser dynamic clothes and parent the joints to pose it.
Ya, I’ve plaied around with this a lot lol, you have several options from with in carrara, especially with the tweaked physics in the 8.5 beta.
This is all poser dynamic cloths. http://youtu.be/7hqkDvLh1jI