From my neck of woods, from a claim to insurance company (rumored):
I was driving on a freeway when a train leaped out of nowhere in front of me and the engine smashed half of my car.
(Explanation: we had a nasty trainwreck some eight years ago, by railway station. A freeway runs right next to it, and the train made an astonishing slide across the tracks, up to the point where the engine hit a car on the first lane, and smashed the passenger side in. Luckily no one was in passenger side when that happened, driver got away with a scare. Sadly, 11 people died that day, more injured. Still… I would have liked to see how the driver described the event in his claim.)