Return to soft cloth
I'm back to playing around with soft cloth. It still mystifies me why I can't use it for dynamic cloth considering the way it reacts to the model when the cloth is moving and not the figure.
For a scene I needed a covered body on a gurney. It was easy enough to drape the cloth then save out as a .obj.
I'd put the video in the thread if I had the foggiest clue how to do it.